SimplySAVE credit card offers maximum benefits in all your spends. You can use your credit card for multi-purpose, more swipe more advantage. SBI SimplySAVE credit card gives dining, shopping, entertainment, travel and much more attractive features. You can not stop yourself from knowing the benefits with this card, but before that have to check proper KYC is available with you to apply for a card.
The SBI credit card holder should be between 21 to 70 years with clear previous credit history. For salaried and self- employed age should be between 21 to 70 years and pensioner age 40 to 70 years. For Identity proof, PAN card, Aadhaar card, Voter ID and Passport. Address proof has to submit, Aadhaar card, Voter ID, Passport or any government ID. One recent passport size photograph. Income should be that much, which shows your payback capacity.
To get instant approval for a credit card, then it’s essential steps to make sure your availability. Let’s discuss SBI SimplySAVE credit card features
- Get 10* Reward Points per Rs 100 spent on dining, movies, and grocery spends
- Get 2,000 bonus Reward Points on spends of Rs 2,000 in first 60 days
- Have annual fees reversal on spends of Rs 90,000 and above
- Get 1% fuel surcharge waiver across all petrol pumps for transactions between Rs 500 to Rs 3,000
When you have a credit card, then it is necessary to know about fee and charges also, find the below charges of SimplySAVE card
- Annual fee: Rs 499 (one-time)
- Renewal fee: Rs 499 (per annum)
- Add on fee: Nil (per annum)
- Finance charges: Up to 3.35% per month
- Late payment charges: Nil for an amount due from Rs 0-200
- Rs 100 to Rs 750 if the due amount is greater than Rs 200 and up to Rs 10,000
- Card replacement fee: Rs 100
- Rewards redemption fee: Rs 99
- Cash payment fee: Rs 100
- Over limit charges: 2.50% of over limit amount subject to a minimum of Rs 500
How Do You Login Your SBI credit card?
If you want to log in your SBI SimplySAVE credit card online, then you should visit the official site of SBI bank, select credit card section, fill the full name, registered mobile number and email ID, self-attested documents, passport size photograph and click on Apply button. This online process is a comfortable and energy-saving way.
After login one time with own User ID and Password, then easily can activate your payment service also. You can get online services to pay bills on time such as Net Banking, Mobile Banking, Autopay, and NEFT. It is not mandatory to pay bills only online, you have an offline option also, which one you considered it depends on you. For offline service just search SBI nearest bank branch and pay by cash or cheque.
For the online facility, click the sbicard.com site, fill the information of personal and occupational, your credit card 16 digit number, registered email ID and Password. Then submit your application form as a choice is yours which service you can pick.
How Can You Check Your Credit Limit?
If you want your statement every month in your email ID, then request to the bank. This statement shows your previous and recent expenses report. You can also check mini statement from ATM service, this is a tracker of your spending habits, exceeding limit details and much more.
That’s the reason to check credit limit in a month is a good habit, and with this exercise, expenses will be in control and, it shows your responsible behavior.
What Is The SBI Customer Care Helpline To Clear Credit Card Doubts?
Call on 1860 180 1290 is the toll-free number of SBI customer care, which is available by 24*7. The executives are always happy to help you if, have any doubt related to SBI bank any credit card so you can call them immediately otherwise cannot use your credit card properly. You can approach them for your benefits. The more you can use, the more you have doubts and, for doubt clearance, SBI customer care service activated. You are just away from one call.